As we wrap up the year, there are a few important tasks Houston-area homeowners should check off the list to make sure everything is up to date before January 1. Whether you're in Montgomery, Spring, Tomball, Lake Conroe, The Woodlands, or anywhere in the Greater Houston area, these simple steps can help you start the new year organized and protected.

Here’s what every homeowner should review before the calendar turns.

 

1. Don’t Forget the Homestead Exemption (If You Purchased This Year)

If you bought a home in 2024, you may qualify to file your Homestead Exemption as soon as January 1.
This exemption can reduce the taxable value of your property, which may lower your property tax bill.

A few helpful reminders:

• You must occupy the home as your primary residence.

• You can only claim one homestead exemption in Texas.

• Have your Texas ID updated to your new address most counties require this.

Each county has its own submission process, so it’s always a good idea to check your local appraisal district website to confirm requirements.

 

2. Review Your Tax Records and Property Information

Before year-end, take a moment to look at your current property record with your county’s appraisal district.

Check that:

• Your name and mailing address are correct

• Ownership transfers are properly recorded

• Any exemptions for which you’re eligible are noted

• The property description is accurate

It’s a simple step, but catching small errors early can help avoid delays or incorrect notices next year.

 

3. Compare Utility Providers Before Winter Temps Shift

Houston homeowners often forget that electricity rates can vary throughout the year and year-end is a great time to review your current plan.

Why this matters:

• Many local providers offer competitive seasonal rates

• Plans may have changed since your last renewal

• Choosing the right plan can make utility costs more predictable during cold snaps or peak usage seasons

Whether you live near Lake Conroe or closer to the city, shopping around once a year can save headaches later.

 

4. Check Your HOA’s Year-End Calendar

Most HOAs in the Houston area share important reminders as the year winds down. These often include:

• Assessment due dates

• Holiday decoration timelines

• Architectural request deadlines

• Community event schedules

• Updates on trash/recycling pickup changes

If you haven’t logged into your HOA portal recently, now’s the perfect time. Staying ahead of these dates helps avoid missed notices and ensures you’re prepared for any upcoming changes or renewals.

 

5. Make a Quick Home Maintenance Checklist for January

Houston weather can flip from warm and humid to chilly and damp overnight. Preparing your home now can make winter maintenance easier.

Consider reviewing:

• HVAC filters

• Gutter cleaning

• Outdoor faucet insulation

• Smoke detector batteries

• Drafty doors or windows

• Tree limbs near structures (especially important in storm-prone areas)

A few simple checks can prevent unexpected repairs in the coming months.

 

 Final Thoughts

The end of the year always feels busy, but taking a little time to get your homeowner tasks in order can make the start of 2026 smoother and more stress-free. From tax exemptions to HOA reminders, these are small steps that truly make a difference.

If you ever have questions about local guidelines, county processes, or neighborhood-specific requirements, you’re always welcome to reach out for general information. 💛